Xpress Check Direct offers the best in web-hosted Remote Deposit Capture, amplifying your suite of business-class solutions beyond the ordinary core solutions. Business-class RDC continues to grow in demand and is a great fit for any business that receives paper check payments. Gain access to new market opportunities and business clients in your community plus reduce your in-branch check-handling costs. Utilize Magic-Wrighter’s third-party sending point relationship with the Fed for automated check processing, or import a custom end of day file to your core system. Both Check 21 and ACH Conversion are available and processed according to your institution’s preferences.

• A more robust solution than consumer mobile check deposit and great fit for any size business.
• Specially designed for business use with intuitive navigation and an easy learning curve.
• Worry-free web-hosted interface mitigates the impact of PC hardware malfunctions and software viruses.
• Deposits credit directly to the corporate account next business day. File import for same-day credit or ingestion to your core system is also available.
• Additional payment info, invoice numbers, or customer data can be associated to each check image and incorporated into accounts receivable systems.
• Compatibility with some of the best in class check-scanning hardware, including multi-feed scanners for high volume or single-feed for smaller businesses.
• Check image viewing and querying allows businesses to research individual check transactions.

• Check images are automatically uploaded to our secure servers for each business to review and authenticate.
• Dual authentication, multi-level access controls, and risk limits set by the FI ensure a secure RDC platform.
• Establish unique deposit limits for each business including individual check amounts and timed limits.
• Monitoring of each business client’s daily activity, notifications of submitted deposits, check image review, and more.
• FFIEC certification ensures secure transaction handling and data storage.

• A perfect fit for financial institutions desiring to enter the RDC space and launch a successful platform.
• Sales and technical support for commercial teams, plus onboarding and personalized training for each business client.
• Custom demos for commercial sales team to use in the field, plus a complete FI-branding and marketing package to make it your own solution.
• Flexible pricing and direct billing options accommodate for the uniqueness of each business relationship.
• Core-agnostic and compatible with any system capable of receiving standard remote deposit files.