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Xpress Check Direct

Xpress Check Direct offers the best in web-hosted Remote Deposit Capture, amplifying your suite of business-class solutions beyond the ordinary core solutions. Business-class RDC continues to grow in demand and is a great fit for any business that receives paper check payments. Gain access to new market opportunities and business clients in your community plus reduce your in-branch check-handling costs. Utilize Magic-Wrighter’s third-party sending point relationship with the Fed for automated check processing, or import a custom end of day file to your core system. Both Check 21 and ACH Conversion are available and processed according to your institution’s preferences.


Business-Managed RDC

  • A more robust solution than consumer mobile check deposit and great fit for any size business.
  • Check images are automatically uploaded to our servers for the business to review and authenticate. Deposits are normally credited to the corporate account next business day.
  • Additional payment info, invoice numbers, or customer data can be associated to each check image and incorporated into accounts receivable systems.
  • Compatibility with some of the best in class check-scanning hardware.
  • Dual authentication, multi-level access controls, and risk limits set by the FI ensure a secure RDC platform.
  • Worry-free web-hosted interface mitigates the impact of PC hardware malfunctions and viruses.

FI-Managed Lockbox RDC

  • All the features of business-managed RDC, deployed for FI’s to manage check imaging on behalf of high-volume business clients.
  • Ideal for business clients with multiple locations who require a centralized check imaging at your institution.
  • Web-hosted interface with intuitive navigation eliminates many training and technical hurdles.
  • Generous reporting, check image queries, plus a number of security and risk management controls.